Use our critical illness insurance to help with the treatment costs of life-changing illnesses and health events, so you can stay focused on recuperation.

What Does a Critical Illness Policy Help Cover?

Initial Diagnosis
A lump sum payout up to $25,000 upon the diagnosis of a covered illness.

Initial Diagnosis Increasing Benefit
This can add up to $500 per year to the initial diagnosis of a covered illness.

Coronary Artery Bypass Graft Surgery
A lump sum payout up to $6,250 for undergoing coronary artery bypass graft surgery.

Subsequent Critical Illness Event
A lump sum payout up to $12,500 upon the recurrence of a previous covered illness or the diagnosis of a new covered illness.

How does Critical Illness Insurance work?

1. You feel chest pain.
Limb discomfort. Cold sweats. Nausea. Chest pain. When the symptoms hit, you know it’s time to visit the hospital.

2. You’re taken to the ER.
You take an ambulance to the emergency room and the diagnosis is in: you’ve suffered a heart attack.

3. Aflac steps in to help.
With an Aflac Critical Illness policy, your benefits are paid to you directly (unless otherwise assigned).

4. You focus on getting well.
You use cash benefits to help with medical bills, continuing care, or everyday expenses.

Critical Illness Insurance FAQs

Why Should I Consider Critical Illness Insurance?
Because a critical illness and the accompanying bills often arrive without warning. Aflac Critical Illness Insurance pays a lump sum benefit or a single, large-payout benefit amount, upon a covered diagnosis.
We help with expenses health insurance doesn’t cover – and we help put cash benefits in your pocket fast.
We pay you, not your doctor or hospital. And you can use the money any way you see fit, whether it’s to help with leftover medical costs or for other expenses you may have that can affect your financial security.

What Is the Difference Between Cancer and Critical Illness Insurance?
How Much Does Critical Illness Insurance Cost?

This is a brief summary and does not constitute a contract. Refer to the official policy documents for complete details, including limitations, exclusions, and terms.

Disclaimer

The plans advertised herein offer supplemental insurance coverage and are not major medical insurance plans.

This is a brief product overview only. Benefits/premium rates may vary based on plan selected.
Optional riders may be available for an additional premium cost. The policies may contain a waiting period.
The policy/rider has limitations and exclusions that may affect benefits payable.
Refer to outline of coverage and/or policy for complete benefit details, definitions, limitations, and exclusions.

These policies are a supplement to health insurance and are not substitutes for major medical coverage.
Lack of major medical coverage may result in an additional payment with your taxes.