Hospital Insurance
Our hospital insurance helps with the expenses not covered by major medical, which can help prevent high deductibles and out‐of‐pocket expenses.
Aflac Hospital insurance is available through worksite payroll deduction only.

How does Hospital Insurance work?

Trouble strikes.
You suddenly experience a sharp pain in your side and go to an urgent care clinic, where you’re diagnosed with appendicitis.

You find yourself in the emergency room.
You’re taken by ambulance to the emergency room, where lab tests and diagnostic exams report that you need surgery.

Aflac helps take the sting out.
Your hospital bills add up quickly. Cash benefits are paid directly to you (unless otherwise assigned), to ease the financial stress.

You get your money fast.
Claims made on your Aflac Choice¹ policy are paid fast.

Disclaimer
Coverage is underwritten by American Family Life Assurance Company of Columbus.
In New York, coverage is underwritten by American Family Life Assurance Company of New York.
Policies may not be available in all states.
Limitations and exclusions apply.
The policy has limitations and exclusions that may affect benefits payable.
Refer to the policy for complete details, definitions, limitations, and exclusions.