Protect What Matters Most

Secure your loved ones’ future with Aflac Life Insurance. It’s peace of mind, knowing your family will be taken care of — no matter what.

Plan Highlights

No Medical Questions
Guaranteed-issue policies available for select products, with no medical underwriting required. (May not be available in all states.)

Portable Coverage
Your coverage stays with you even if you change jobs or retire.

Juvenile Life
Protect a child’s future by providing financial security from a young age.

How It Works

1. Choose Your Policy
Example: $50,000 life insurance coverage.
2. Add a Rider
Example: Accidental-Death Benefit Rider.
3. An Accident Happens
The insured passes away from a car accident while wearing a seatbelt.
4. Benefits Are Paid
Up to $112,500 is paid to the beneficiary.

Need Help Choosing the Right Amount?

The Aflac Life Insurance Calculator helps estimate how much coverage you might need.
Launch the Calculator →

Frequently Asked Questions

What is life insurance?
It’s a policy that provides a financial safety net for your loved ones after you pass away. In return for regular premium payments, your chosen beneficiaries receive a set amount of money, known as the death benefit.

Why get a life insurance policy?
To ensure your loved ones are financially protected if something happens to you.

What types of Aflac life insurance policies are available?
Aflac offers both term life and whole life insurance plans.

Which type of life insurance is right for me?
It depends on your goals—term life is often more affordable, while whole life offers lifelong coverage.

How much does it cost?
Costs vary based on age, health, coverage amount, and policy type.

How much life insurance do I need?
Consider your debts, income, family needs, and future expenses. The calculator can help.

When should I get a policy?
The sooner, the better—rates are often lower when you’re younger and healthier.

Do I need life insurance if I already have one through work?
Yes, personal policies provide more control and aren’t tied to your employer.

What’s the difference between individual and group life insurance?
Individual policies are owned by you and stay with you, while group insurance is tied to your job and may end if you leave.

Learn More About Life Insurance

Term Life vs. Whole Life
Understand the differences and choose what fits your needs.
Read More

Term Life Insurance
A cost-effective choice with flexible term lengths.
Read More

Whole Life Insurance
Offers lifetime protection and long-term peace of mind.
Read More